I Classes of the ethical funds

Disclaimer

The following pages are intended for professional investors only

Please read the following legal provisions carefully.

  1. Agreement
    By using the website www.eticasgr.it and any of its pages (hereafter the "Site"), you confirm that you have reviewed, understand and agreed to the following important legal information and terms of use (the "Terms"). If you do not agree to the Terms, please exit the Site immediately. The Terms are subject to change at any time without notice. Access to and use of the Site may be restricted or terminated at any time and without notice. Access to and use of the Site as well as the Terms are governed by Italian law.
  2. No offer, no advice
    The information, products, data, services, tools and documents contained or described on this Site (the "Content") are for information purposes only and constitute neither an advertisement or recommendation nor an offer or solicitation to buy or sell investment instruments, to effect any transaction or to enter into any legal relations. The financial products mentioned on the Site are not suitable for all investors. Investment or other decisions should not be made solely on the basis of this document. We recommend that you consult an independent tax adviser in order to obtain information on the tax regulations relating to a specific investment in your legal jurisdiction and with regard to your personal circumstances.
  3. Local legal restrictions
    The Content is not intended for use by or distribution to any individual or legal entity in any jurisdiction or country where such distribution, publication or use would be contrary to the law or regulatory provisions or in which Etica Sgr does not hold the necessary registration or license. Individuals or legal entities in respect of whom such prohibitions apply, whether on grounds of their nationality, their place of residence or on other grounds, must not access or use the Site.
  4. No warranty
    Etica Sgr provides no warranty and makes no representations of any kind whatsoever regarding: (1) the accuracy or completeness of the Content; (2) the results to be obtained by any user of the Site; or (3) any third party content accessible on or through the Site. Any data, including but not limited to financial market data, quotes, notices, research or other financial information accessible through this website, have been obtained from carefully selected sources believed to be reliable. All such information is provided "as is" to the user without express or implied warranties of any kind, including warranties of quality, originality, non-infringement of intellectual property or suitability for any particular purpose. Any opinions, estimates and forecasts featured on the websites are those of the authors expressed at the time of writing and do not necessarily reflect the views of Etica Sgr. They may be changed at any time without prior notice. Etica Sgr and its contractual partners have the right to discontinue or make changes to the information, data, documents, products and services described herein at any time without prior notice. All information marked with a date will be published as of this date only. We do not assume any obligation or responsibility to update or amend any such information.
  5. No liability
    TO THE MAXIMUM EXTENT PERMITTED BY CURRENT LAWS AND/OR REGULATIONS, ETICA SGR, INCLUDING ITS DIRECTORS, EMPLOYEES, SUB-CONTRACTORS AND ITS SALES PARTNERS DISCLAIM ANY AND ALL LIABILITY FOR LOSSES OR DAMAGES OF ANY KIND WHATSOEVER ARISING DIRECTLY OR INDIRECTLY AS A RESULT OF (1) THE DATA, INFORMATION, ACCURACY, COMPLETENESS OR OTHERWISE OF THE CONTENT OR ANY LINKS OR THIRD PARTY CONTENT; (2) ANY ERRORS IN OR OMISSIONS FROM THE SITE; (3) USE OF OR ACCESS TO THE SITE; (4) ANY INABILITY TO ACCESS OR USE THE WEBSITE FOR ANY REASON. TO THE FULL EXTENT PERMITTED BY CURRENT LAWS AND/OR REGULATIONS, ETICA SGR SHALL NOT BE LIABLE FOR ANY (1) LOSS OF PROFITS OR REVENUE OR SAVINGS OR OTHER ECONOMIC LOSS, (2) LOSS OF OR DAMAGE TO DATA, OR (3) INDIRECT OR CONSEQUENTIAL LOSS ARISING FROM USE OF OR ACCESS TO THE SITE, EVEN IF ADVISED OF THE POSSIBILITY OF ANY SUCH LOSS OR DAMAGE OR IF SUCH LOSS OR DAMAGE WAS FORESEEABLE.
  6. Proprietary rights
    Unless accompanied by an explicit statement to the contrary, the entire Content on this Site is protected by copyright, database rights, or other intellectual property rights, and is the property of Etica Sgr. Nothing on the website is intended to grant any license or right to use any images, texts, trademarks or logos. No act of downloading or copying from the website will transfer any legal entitlement to any software or material on the website to you. Etica Sgr or the respective third party owner reserve all intellectual property rights (such as copyright, design and trademark rights) to all material on the website, and will enforce such rights to the full extent of applicable law. Any reproduction, further publication or sale of content from these websites requires the written consent of Etica Sgr as well as the specific source reference.
  7. Material interests
    Etica Sgr and/or its Board of Directors, executive management and employees may have or have had interests or positions or traded or acted as market makers in securities referred to on the website. Furthermore, such entities or persons may have or have had a relationship with or may provide, or have provided corporate finance or other services to, or serve or have served as directors of companies referred to on the website.
  8. Performance and Investment risks
    Investors should be aware that funds investment entail investment risks, including the possible loss of the invested capital. Past performance provides no guarantee and no indication of future performance. The value of investments may be subject to fluctuations and, under certain circumstances investors may not get back the full amount invested. Changes in foreign-exchange rates may also cause the value of investments to go up or down. The price of an investment in a fund and the yield achieved therefrom fluctuate, so that an investor's shares may be above or below the original acquisition price upon redemption. Due to continuing market volatility, the performance of the funds may be subject to extreme changes over the short term. Please read the investment policy in the Prospectus and/or the fund Regulations in order to familiarize yourself with the specific risks associated with a specific fund. The funds may also invest in foreign currencies (as compared with the reference currency of the relevant fund). The added risk of exchange-rate fluctuations arises therefrom.
  9. Third-party websites
    Links to third-party websites on the Site are provided solely as pointers to information on topics that may be useful to users of the Site, and Etica Sgr has no control over the content on such third-party websites. No warranties or liability concerning the content of such websites are made, including assurances that it is correct, accurate, complete, true, up-to-date or fit for any particular purpose. Nor does Etica Sgr warrant that such website or content is free from any claims of copyright or trademark or other infringement of the rights of third parties or that such site or content is free of viruses or other harmful components. No guarantee as to the authenticity of documents on the Internet is given.
  10. Data transfer/processing
    Whilst Etica Sgr takes measures to ensure that your personal data cannot be intercepted by third parties, please note that when using this Site, data is transported over an open network (Internet) which is accessible to third parties and which cannot be regarded as a secure environment. Etica Sgr may transmit or store any data provided by you when using this Site outside your country of residence. In such cases, Etica Sgr will make every effort to secure an appropriate standard of protection for your data, taking account of the applicable legal and regulatory requirements, including those relating to bank client confidentiality and data protection, but it is possible that data may be relayed to a country in which the prevailing standards of data protection are lower than in your country of domicile. Etica Sgr accepts no responsibility or liability for the security of your data during transmission via the Internet. We would like to draw your attention to the fact that you can communicate with us by other means whenever you consider it appropriate on data protection grounds.